Muaqid | معاقد

Dhamin System – Integrated Financial Protection

Dhamin is one of the core pillars of the security framework within Muaqid. Through it, contracts are linked to a dedicated financial escrow account for each project via the Zamen service, where funds are deposited into a secure, independent account until all agreed obligations between the parties are fully completed.

Through integration with Nafath, Najiz, and Dhamin systems, Muaqid ensures the highest levels of legal and technical security, making the partnership and investment experience fully digital and safe at every step.

This mechanism ensures:

Protection of the financial rights of all partners.
Funds are released only upon achieving the approved milestones.
Every financial transaction is officially documented and government-backed.
Full legitimacy for all financing and development procedures.

A Partnership Built on Security

1. Verification through Government Interfaces

The security framework in Muaqid begins even before the partnership itself starts. The platform is directly integrated with the Ministry of Justice, Nafath, and Najiz systems, ensuring:

Verified identities of all parties before negotiations or contract signing begin.
Full compliance with governmental regulations at every step.
Official contract registration without the need for intermediaries or manual reviews.

2. Automated Escrow Management

The escrow account supported by the Dhamin / Zamen system forms the backbone of financial security within the platform. Through it:

Each contract is linked to its own independent and secure escrow account.
Capital is deposited in a controlled account that is only released after the agreed project stages are achieved.
Developers, landowners, and investors are all protected from any breach of commitments.

3. Protected Data Disclosure with NDA

In real estate development, certain information is sensitive and cannot be disclosed to just anyone from the start. Therefore, Muaqid adopts a progressive data-disclosure policy, ensuring:

No sensitive information about parties or projects is revealed until the other side's identity is verified.
Disclosure happens only with prior approval and after signing a Non-Disclosure Agreement.
The privacy of investors and developers is safeguarded, ensuring their data is used only within the proper scope.